GIROMATCH's Reviews and Guides

Read our in-depth reviews to find the best financial product for you!
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Here you can find our latest reviews and guides at a glance. We regularly test new loan providers, credit card providers for both prepaid credit cards and credit cards with a credit line. Since 2020 we have been supplementing our reviews with current tests in the area of checking accounts and investments.

How does GIROMATCH review? Our methodology.

GIROMATCH’s multidisciplinary team tests financial products and tells you their impressions in a simple and comprehensive language: here you will find opinions and comments about different platforms for online personal loans, credit cards and bank accounts. 

In our reviews, we focus on usage for Germans and Expats in Germany. We download and test apps on Android and iOS devices, we analyze general terms and conditions of the services and we ponder their quality in relation to their fees. Since many of the tested providers have a dynamic growth trajectory, the exact conditions and features can change quite quickly. That is why we recommend consulting the current information before applying to their service.

Why does GIROMATCH test new products? Our philosophy.

Choosing the right financial product can unlock your financial freedom. However, the process to find the best one for your needs can be difficult. That is why we want to help you to make smarter financial decisions by providing you reviews and guides. At the same time, we are keen to show you the latest financial products and support fast-growing companies. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites. However, when reviewing new products we put ourselves on behalf of future clients. 

Do not hesitate to contact us!

So what do you think?

Should you have already tried the described products, we would be happy to read your comments and suggestions! You can find a specific area at the end of each review. 

If after reading our guides, you still have any questions, do not hesitate to contact our customer service.

Our reviews at a glance

The no-fee Mastercard Gold
  • No annual fee, no fees for cash withdrawals
  • No charge for use abroad
  • Credit limit starting from 100,- Euro up to 20.000,- Euro
  • Interest-free payment term for purchases
  • Free and personal customer service, 24/7

Every purchase gives you more air to breathe
  • Sustainable VISA-credit card with credit line and installments function
  • Permanently without annual fee, withdraw money worldwide free of charge
  • Credit line: from € 1,500 - € 10,000
  • Good for the environment: trees are planted for every purchase
  • Credit rating: average to very good

bank of The Free
  • Bank account with Mastercard debit card
  • 5 minute application with no SCHUFA or credit check
  • 3 cards (1x Maestro, 2x Mastercard), 5 virtual cards, 25 (!) IBAN accounts included
  • Mobile bank with a great app, Google Pay, Apple Pay and good support
  • Sustainable and environmentally friendly banking (carbon offsetting, equal opportunity and more)

Banking for a better future
  • Mobile current account with VISA credit card
  • No credit history required when opening
  • Great app, Google and Apple Pay
  • Focus on sustainability and climate protection
  • Quick online application 
  • Available without residence

Let Your Money Grow
  • Earn money by spending: Up to 25% cashback for purchases
  • Up to 15 free sub-accounts with IBAN
  • Free bank account with no credit history check (no SCHUFA)
  • Includes free brokerage account to invest in stocks or crypto-currencies
  • Free VISA credit card with luxurious metal look

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About Us is your credit platform. Our mission is to make credit and finance simpler and more accessible for everyone.

© 2021 GIROMATCH GmbH, Ludwigstraße 33, 60327 Frankfurt am Main
HRB 99869 Amtsgericht Frankfurt, USt-IDNr. DE296850171

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