GIROMATCH is an independent digital loan broker based in Frankfurt, Germany — founded in 2014, licensed under Section 34c of the German Trade Regulation Act (GewO), and connected to a network of more than 100 banks and lending partners. Since our founding, we have handled more than one million loan requests. In 2016 we launched one of Germany’s first fully digital P2P lending marketplaces; in 2017, Hessen Kapital I GmbH, a public investment company of the German State of Hesse, invested in GIROMATCH. To see what customers say, read our GIROMATCH reviews.
Last updated: July 2026 · Published by GIROMATCH GmbH, Frankfurt am Main, Germany
GIROMATCH: company facts
| Founded | 27 June 2014 in Frankfurt am Main (commercial register HRB 99869) |
| Founders | Robin Buschmann, Daniel Conradt and Viktor Kraus |
| Licence | loan broker under Section 34c GewO, issued by the City of Frankfurt am Main |
| Public investment | in 2017, Hessen Kapital I GmbH, an investment company of the State of Hesse, invested around 500,000 euros |
| Banking association | in 2017, one of the first eleven fintechs admitted to the Association of German Banks (BdB) |
| Loan requests handled | more than one million since founding (GIROMATCH data, as of July 2026) |
| Customers | people from more than 100 nations |
Our story: milestones from 2014 to today
More than ten years of fintech from Frankfurt — from P2P lending pioneer to digital credit platform. These are the milestones that shaped GIROMATCH.
2014: Founded in Frankfurt
On 27 June 2014, Robin Buschmann, Daniel Conradt and Viktor Kraus founded GIROMATCH GmbH. That same year, the City of Frankfurt granted us our licence to broker loans under Section 34c of the German Trade Regulation Act (GewO). The idea from back then still drives us today: credit should be digital, fair and paperless.
2016: One of Germany’s first fully digital P2P lending marketplaces
In early 2016, giromatch.com went live as one of Germany’s first fully digital P2P lending marketplaces: loan applications ran 100% online, with video identification and zero paperwork — anything but standard in 2016. With our investment product “Deutschlandportfolio”, investors could invest from 200 euros into German consumer loans, algorithmically diversified, with Fidor Bank as the account-holding partner bank. That same year, GIROMATCH won the “Finnovativstes Start-up 2016” award (“most finnovative start-up”) at the FinTech Days in Stuttgart.
2017: The German State of Hesse invested in GIROMATCH
In 2017, Hessen Kapital I GmbH, a public investment company of the German State of Hesse, invested around 500,000 euros in GIROMATCH as part of a funding round of almost one million euros (coverage: Station Frankfurt, June 2017). For a three-year-old fintech, that was a clear signal: the business model works.
2017: Among the first fintech members of the Association of German Banks
In October 2017, the Association of German Banks (Bundesverband deutscher Banken, BdB) admitted eleven fintechs as extraordinary members for the first time — GIROMATCH was one of them. We worked in the newly founded Digital Banking project committee, side by side with the chief digital officers of Germany’s banks (coverage: IT-Finanzmagazin, October 2017).
2018–2020: Filed our own technology for patent
We filed a patent application for our process of automatically generating financing offers (publications between 2018 and 2020). Automation has been at our core from day one — and still is.
Today: Your independent loan broker
Today, GIROMATCH is a digital credit platform for consumers. We broker personal loans, credit cards and financial products — but we don’t lend money ourselves. More than 100 banks and lending partners are connected to our platform, and your request is free of charge. You can find more about our services on our About Us page.
Frequently asked questions about GIROMATCH
Yes. GIROMATCH has been operating as a licensed loan broker since 2014, under Section 34c of the German Trade Regulation Act (GewO), licensed by the City of Frankfurt. In 2017, a public investment company of the German State of Hesse invested around 500,000 euros in GIROMATCH; the same year, the Association of German Banks admitted GIROMATCH as one of its first eleven fintech members. To see how customers rate us, read our GIROMATCH reviews.
No. GIROMATCH is an independent loan broker, not a bank. We connect you with offers from a network of more than 100 banks and lending partners — you sign the loan agreement directly with the lender.
The platform is run by GIROMATCH GmbH, based in Frankfurt am Main, Germany (commercial register HRB 99869). It was founded in 2014 by Robin Buschmann, Daniel Conradt and Viktor Kraus. GIROMATCH is independent and not owned by any bank.
Since 27 June 2014. In 2016, we went live as one of Germany’s first fully digital P2P lending marketplaces. Today, we are a digital credit platform brokering personal loans, credit cards and financial products.
GIROMATCH is free for you — request, comparison and brokering included. If a contract is signed, we receive a commission from the lender. There are no upfront costs or processing fees.
Get to know us
Want to see what GIROMATCH can do for you today? Compare your loan options — free, online and without affecting your credit score.
