About Us

Your independent credit platform

  • Fast and simple payout
  • For foreigners and residents
  • No hidden costs or fees

GIROMATCH Erfahrung


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Kreditbearbeiter Robert von GIROMATCH "I help hundreds of people every day to find loans, cards, or accounts. See for yourself and get started without obligation."

Representative example: Effective annual interest rate 4.62%, fixed borrowing rate 3.90% p.a., net loan amount €10,000, term 4 years, commission fee 1.25% of the net loan amount. Monthly installment €228.15, total cost: €10,951.07, subject to creditworthiness. Loan broker: GIROMATCH GmbH.

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"Actually achieved something. Despite negative Schufa" - Natalie, Apr. 2023

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"Super fast. Friendly staff... Would love to do it again" - Janina R., Oct. 2023

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"Very friendly contact and quick processing" - Wiga, Oct. 2023

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About GIROMATCH.com – What we do for you

Your credit platform

ou need money easily, but don’t want to bother with technical terms like “credit rating”, “residual debt insurance” or “credit agency”? Then this is the right place for you.

You need a loan but might have had some problems with SCHUFA or another bank? Then this is the right place for you.

You want to buy something now but pay for it later, for example a car, new electronics or new furniture? Then this is the right place for you.

We have individual and uncomplicated solutions that suit you. We work not only with banks, but with fintechs, private lenders, neobanks and many more.


GIROMATCH in the press

Frankfurter Allgemeine Zeitung

GIROMATCH bringt Anleger und Darlehensnehmer direkt zusammen. Bei […] GIROMATCH können Kleininvestoren direkt Kredite finanzieren. Das lockt all jene, die den großen Banken nicht mehr vertrauen und nach renditeträchtigen Geldanlagen suchen.

ZEIT Campus

Wenn jemand Geld anlegen will und ein anderer einen Kredit braucht, bringt GIROMATCH beide zusammen: Die Zinsen des einen sind die Rendite des anderen.

Börsen-Zeitung

Eine Kreditentscheidung in 20 Sekunden, und das bequem von unterwegs und über das Handy – das hat sich das noch recht junge Frankfurter Fintech-Unternehmen GIROMATCH zum Ziel gesetzt.

Our story

2014: We incorporate GIROMATCH in Frankfurt, Germany. With our slogan “Evolution in Banking” we start building our credit platform.

2016: GIROMATCH.com goes live. First fully digital loans are paid out on our platform. These loans are privately funded and paid out in cooperation with our banking partner.

2017: With a funding round of around € 1.000.000 we start expanding our credit platform. In addition to existing investors, the venture arm of the state of Hesse, Hessen Kapital I GmbH, invests € 500.000 in GIROMATCH.

2018: We are one of the first Fintechs to be named official Fintech-Representative in the Federal Association of German Banks (BDB).

2019: In addition to an office in Vienna, we start brokering loans in Austria and Switzerland.

2020: We launch the GIROMATCH Corona Scholarship unbureaucratically pay out funds students who are affected by the corona crisis.

2021: Wir have brokered loans to over 100 nationalities and GIROMATCH.com is available to English-speaking customers all over the EU.

Our business model

Everything we do for you is free. To keep it free, we finance our operations through so-called “affiliate links” and commissions.

This means that if you conclude a loan, open a bank account through us or get a credit card via our platform, we may receive a commission for this.

The commission has no influence on the product or the price you pay for the product. Sometimes you may even receive benefits such as a cashback or rewards for completing it through us.

The commission allows us to continue to offer our platform free of charge to you and to improve our product portfolio.

About GIROMATCH.com

GIROMATCH.com - Founded 2014
GIROMATCH.com Bankingcheck Winner
4.6 Star Rating on Google

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GIROMATCH.com is your credit platform. Our mission is to make credit and finance simpler and more accessible for everyone. For this reason, everything we do for you is free.

To keep it free, we finance our operations through so-called "affiliate links" and commissions. This means that if you conclude a loan, open a bank account through us or get a credit card via our platform, we may receive a commission for this.

The commission allows us to continue to offer our platform free of charge to you and to improve our product portfolio.

Find out more about who we are »

Transparency Information

Our company headquarters

  • GIROMATCH GmbH
  • Ludwigstr. 33
  • 60327 Frankfurt am Main
  • Germany

Our licenses

  • §34c GewO (Loan brokerage), City of Frankfurt am Main, granted on 15.09.2014
  • §34f GewO (Investment brokerage), Frankfurt am Main Chamber of Commerce, granted on 01.10.2015

As seen in

  • ZEIT Campus (2016)
  • FAZ (2017)
  • Börsenzeitung (2018)
  • Handelsblatt (2018, 2019)
  • Focus.de (2022)
  • Finanz-Szene (2023)
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